--- title: Stripe API Integration on Truto slug: stripe category: Payment Gateway canonical: "https://truto.one/integrations/detail/stripe/" --- # Stripe API Integration on Truto **Category:** Payment Gateway **Status:** Generally available ## Unified APIs ### Unified Payment Gateway API - **Customers** — The customer represents a customer in Payment Gateway. - **Payments** — The payment represents a payment in Payment Gateway. ### Unified Subscription Management API - **Customers** — The customer represents a customer in Subscription Management. - **Invoices** — The invoice represents an invoice in Subscription Management. - **Payments** — The payment represents a payment in Subscription Management. ## How it works 1. **Link your customer's Stripe account.** Use Truto's frontend SDK; we handle every OAuth and API key flow so you don't need to create the OAuth app. 2. **Authentication is automatic.** Truto refreshes tokens, stores credentials securely, and injects them into every API request. 3. **Call Truto's API to reach Stripe.** The Proxy API is a 1-to-1 mapping of the Stripe API. 4. **Get a unified response format.** Every response uses a single shape, with cursor-based pagination and data in the `result` field. ## Use cases - **Sync payment and invoice data into your analytics platform** — If you're building a subscription analytics or revenue intelligence product, you need to ingest your users' Stripe Customers, Payments, and Invoices to compute metrics like MRR, churn, and LTV. Truto's Unified APIs let you pull this data without handling Stripe's pagination, API versioning, or auth flows yourself. - **Surface billing context inside your CRM or RevOps tool** — Sales and CS teams need to see a customer's payment status, subscription tier, and outstanding invoices without leaving your app. Offering a native Stripe integration via Truto lets you pull Customer and Invoice data directly into contact records, giving reps the context they need for renewal and upsell conversations. - **Power automated dunning and churn-prevention workflows** — SaaS companies building lifecycle marketing or retention tools need to react to failed payments and subscription changes in their users' Stripe accounts. Integrating with Stripe through Truto gives you access to payment status data so your product can trigger the right outreach at the right time. - **Enable one-click refunds from your support or helpdesk product** — Support agents shouldn't need Stripe dashboard access to resolve billing disputes. By embedding a Stripe integration via Truto's Unified Payment Gateway API, your helpdesk product can display payment details and allow agents to take action without context-switching. - **Automate accounting reconciliation for your finance software** — If you're building accounting or ERP software, your users need Stripe payment and invoice data flowing in automatically to reconcile revenue, fees, and payouts. Truto handles the plumbing so you can focus on the reconciliation logic. ## What you can build - **Embedded Stripe payment history viewer** — Show a paginated, searchable list of a user's Stripe payments — including status, amount, and currency — directly inside your application using the Unified Payment Gateway API. - **Customer 360 billing sidebar** — Pull Stripe Customer and Invoice data into a sidebar widget on any contact or account record so your users see subscription status, recent invoices, and total spend at a glance. - **Automated invoice sync for revenue dashboards** — Continuously ingest Stripe Invoices via the Unified Subscription Management API to power real-time MRR, ARR, and net revenue retention charts in your product. - **Failed payment alert engine** — Monitor payment statuses from the Unified Payment Gateway API to detect failed charges and trigger automated dunning sequences, in-app alerts, or Slack notifications for your users. - **Self-serve Stripe account connection flow** — Let your end users securely connect their Stripe accounts through Truto's managed auth — no OAuth implementation on your side — so they're up and running in minutes. - **Cross-gateway payment normalization** — Use Truto's Unified Payment Gateway API to normalize Stripe data alongside other payment providers, giving your users a single view of Customers and Payments regardless of which gateway they use. ## FAQs ### How do end users authenticate their Stripe accounts through Truto? Truto manages the OAuth 2.0 flow for Stripe Connect. Your end users authorize access through a secure consent screen, and Truto stores and refreshes tokens automatically — you never handle raw credentials. ### Which Stripe data objects are available through Truto's Unified APIs? Through the Unified Payment Gateway API, you can access Customers and Payments. Through the Unified Subscription Management API, you can access Customers, Invoices, and Payments. These map to Stripe's Customer, PaymentIntent/Charge, and Invoice objects respectively. ### Does Truto handle Stripe's rate limits and pagination? Yes. Truto abstracts away Stripe's cursor-based pagination and respects its rate limits (currently 100 read requests per second in live mode) with automatic retry and backoff, so your integration doesn't break under load. ### Can I request additional Stripe endpoints or objects beyond what the Unified APIs cover? Absolutely. Stripe tools on Truto are built on request. If you need access to objects like Subscriptions, Refunds, Disputes, or Balance Transactions beyond the current Unified API resources, contact the Truto team to scope it out. ### How fresh is the data synced from Stripe? Data freshness depends on your sync configuration. Truto supports near-real-time polling and can be configured to sync at intervals that match your use case, from minutes to hours. Webhook-driven updates can also be discussed with the Truto team. ### Does the Unified API normalize Stripe's data model with other payment gateways? Yes. The Unified Payment Gateway API and Unified Subscription Management API provide a standardized schema for Customers, Payments, and Invoices. This means you write one integration and get consistent data structures whether your user connects Stripe or another supported gateway. ## Related reading - [How to Integrate the Stripe API for Accounting (2026 Architecture Guide)](https://truto.one/blog/how-to-integrate-the-stripe-api-for-accounting-2026-architecture-guide/) — A technical architecture guide for integrating Stripe with accounting platforms like NetSuite, QuickBooks, and Xero — covering payouts, fees, revenue recognition, and unified APIs.