--- title: Spreedly API Integration on Truto slug: spreedly category: Payment Gateway canonical: "https://truto.one/integrations/detail/spreedly/" --- # Spreedly API Integration on Truto **Category:** Payment Gateway **Status:** Generally available ## MCP-ready AI tools Truto exposes 78 tools for Spreedly that AI agents can call directly. - **create_a_spreedly_export** — Create a batch export of multiple Spreedly payment methods to an SFTP endpoint. The operation is asynchronous — the initial response has state "pending", and the final result is posted to callback_url. Returns: token, state, succeeded, message, payment_methods_submitted, url, and receiver. Required: payment_method_tokens, url, callback_url, body. - **update_a_spreedly_transaction_by_id** — Update a Spreedly transaction's status by syncing it with the gateway to resolve an ambiguous state (e.g., pending). Returns: token, succeeded, state, original_transaction_updated, message, gateway_token, transaction_type, created_at, updated_at, and original_transaction. Required: id. Each transaction supports a maximum of 200 inquiry requests; further requests are rejected. - **create_a_spreedly_transaction** — Sync a Spreedly transaction with its gateway by triggering a status inquiry, resolving the transaction's ambiguous state. Returns: token, succeeded, state, transaction_type, message, gateway_token, created_at, updated_at, and original_transaction. Required: id. - **list_all_spreedly_transactions** — List all Spreedly transactions in the authenticated environment, returned in ordered, paginated form. Returns per record: token, succeeded, state, transaction_type, amount, currency_code, gateway_token, gateway_transaction_id, created_at, updated_at, payment_method, and response. Rate-limited to 30 requests per minute per environment. - **get_single_spreedly_transaction_by_id** — Get a single Spreedly transaction by id. Returns: token, succeeded, state, transaction_type, amount, currency_code, gateway_token, gateway_transaction_id, created_at, updated_at, message, and payment_method. Required: id. - **create_a_spreedly_gateway** — Create a new gateway in Spreedly by specifying the gateway type and any required credentials. Returns the provisioned gateway record including token, gateway_type, name, state, payment_methods, characteristics, credentials, gateway_settings, sandbox, redacted, mode, created_at, and updated_at. Required: gateway_type. - **list_all_spreedly_gateways** — List all provisioned gateways in the Spreedly environment, ordered by creation date. Returns: token, gateway_type, name, state, payment_methods, characteristics, credentials, gateway_settings, sandbox, redacted, created_at, and updated_at per gateway record. Defaults to 20 records; maximum 100 per page. - **update_a_spreedly_gateway_by_id** — Update a provisioned Spreedly gateway by id (gateway token), for example to modify credentials or gateway settings. Returns the updated gateway record including token, gateway_type, name, state, credentials, gateway_settings, sandbox, redacted, created_at, and updated_at. Required: id. - **get_single_spreedly_gateway_by_id** — Get a single Spreedly gateway by id (gateway token). Returns the gateway record including token, gateway_type, name, state, payment_methods, characteristics, credentials, gateway_settings, sandbox, redacted, created_at, and updated_at. Required: id. - **create_a_spreedly_card_refresher_inquiry** — Create a Spreedly Just-in-Time card refresher inquiry for a Visa payment method, triggering a real-time card update check via Visa Account Updater (VAU). Returns: token, inquiry_status, message, error_code, region, payment_method_token, and transaction (nullable nested update result containing token, transaction_type, state, and payment_method). Required: payment_method_token, region. - **list_all_spreedly_inquiries** — List Spreedly Card Refresh inquiries in the current environment, ordered and paginated. Returns: token, inquiry_status, payment_method_token, succeeded, state, created_at, merchant_id, region, and card_refresh_event per inquiry. Max 100 per page. - **get_single_spreedly_inquiry_by_id** — Get a single Spreedly Card Refresh inquiry by its token. Returns: token, inquiry_status, payment_method_token, succeeded, state, created_at, merchant_id, region, and card_refresh_event. Required: id. - **create_a_spreedly_certificate** — Create a Spreedly certificate for use in secure payment method tokenization, XML digital signatures, or Apple Pay. Returns: token, cn, email_address, public_key, public_key_hash, csr, pem, created_at, updated_at. Required: certificate. - **list_all_spreedly_certificates** — List all Spreedly certificates in the authenticated environment in paginated, ordered results. Returns: token, level, algorithm, cn, email_address, public_key, public_key_hash, csr, pem, created_at, updated_at. - **update_a_spreedly_certificate_by_id** — Update an existing Spreedly SSL certificate record with a signed certificate value in PEM format. Returns: token, pem, public_key, public_key_hash, csr, cn, email_address, created_at, updated_at. Required: id, certificate. - **create_a_spreedly_claim** — Forward a claim to the Spreedly protection provider for a given payment method. Returns: message, status. Required: payment_method_token, amount, case_id, charge_id, currency, due_date, issue_date, order_id, processor_name, reason_code, reason_description, reason_type, status. - **create_a_spreedly_access_secret** — Create a new spreedly access secret in an environment. Returns: key, environment, name, access_secret, created_at. Required: name. - **delete_a_spreedly_access_secret_by_id** — Delete a spreedly access secret by id. Returns an empty 204 response on success. Required: id. - **list_all_spreedly_access_secrets** — List all spreedly access secrets in an environment. Returns: key, environment, name, access_secret, created_at. - **get_single_spreedly_access_secret_by_id** — Get a single spreedly access secret by id. Returns: key, environment, name, access_secret, created_at. Required: id. - **create_a_spreedly_environment** — Create a new Spreedly environment in your organization. Returns: key, name, organization_key, signing_secret, callback_url, smart_routing_enabled, au_enabled, allow_direct_api_payment_method_creation, payment_method_management_enabled, iframe_enhanced_security_enabled, default_gateway_token, retry. Required: name. - **list_all_spreedly_environments** — List all Spreedly environments in an organization, ordered and paginated. Returns: key, name, organization_key, signing_secret, callback_url, smart_routing_enabled, au_enabled, allow_direct_api_payment_method_creation, payment_method_management_enabled, iframe_enhanced_security_enabled, default_gateway_token, retry per environment. - **update_a_spreedly_environment_by_id** — Update a Spreedly environment by id. Returns: key, name, organization_key, signing_secret, callback_url, smart_routing_enabled, au_enabled, allow_direct_api_payment_method_creation, payment_method_management_enabled, iframe_enhanced_security_enabled, default_gateway_token, retry. Required: id. - **get_single_spreedly_environment_by_id** — Get a single Spreedly environment by id. Returns: key, name, organization_key, signing_secret, callback_url, smart_routing_enabled, au_enabled, allow_direct_api_payment_method_creation, payment_method_management_enabled, iframe_enhanced_security_enabled, default_gateway_token, retry. Required: id. - **list_all_spreedly_events** — List all Spreedly events in the authenticated environment, ordered by creation date. Returns: id, event_type, object_type, object_key, request_id, created_at. Optionally filter by event_type or change sort direction with order. Max 100 records per page. - **get_single_spreedly_event_by_id** — Get a single Spreedly event by id. Returns: id, event_type, object_type, object_key, request_id, created_at. Required: id. - **list_all_spreedly_gateway_transactions** — List transactions executed against a specific Spreedly gateway in paginated order. Returns: token, succeeded, amount, currency_code, gateway_transaction_id, message, payment_method, order_id, and additional transaction fields. Required: gateway_token. - **create_a_spreedly_general_credit** — Create a general credit transaction in Spreedly, adding funds to a credit card outside the scope of any previous reference transaction. Returns: token, succeeded, amount, currency_code, message, gateway_transaction_id, and payment_method details. Required: gateway_token, payment_method_token, amount, currency_code. Support for general credit depends on the gateway. - **create_a_spreedly_merchant_profile** — Create a Spreedly merchant profile to store SCA provider details for 3DS authentication. Returns: token, description, created_at, updated_at, sub_merchant_key, card_networks. At least one card network object (visa, mastercard, amex, discover, diners, jcb, dankort, union_pay, or cartes_bancaires) must be included in the request body. - **list_all_spreedly_merchant_profiles** — List all Spreedly merchant profiles in the environment in paginated order. Returns: token, description, created_at, updated_at, sub_merchant_key, card_networks. Defaults to 20 records per page; maximum is 100. - **get_single_spreedly_merchant_profile_by_id** — Get a single Spreedly merchant profile by its token. Returns: token, description, created_at, updated_at, sub_merchant_key, card_networks. Required: id. - **update_a_spreedly_merchant_profile_by_id** — Update the description of a Spreedly merchant profile by its token. Only the description field can be modified after creation. Returns: token, description, updated_at, created_at, sub_merchant_key, card_networks. Required: id. - **get_single_spreedly_network_tokenization_card_metadatum_by_id** — Retrieve network tokenization card metadata for a Spreedly payment method by its token. Returns: backgroundColor, foregroundColor, labelColor, contactEmail, contactNumber, privacyPolicyURL, termsAndConditionsURL, shortDescription, cardData, and issuerFlags. Response keys are determined and may be changed by the card network at any time and should not be considered idempotent. Required: id. - **get_single_spreedly_network_token_by_id** — Get the network token status for a Spreedly payment method. Returns: token_status indicating whether the network token is currently active or inactive. Required: payment_method_token. - **list_all_spreedly_payment_method_events** — List Spreedly payment method events for a specific payment method. Returns: token, event_type, state, created_at, payment_method_key, event_data, message, request_id. Required: payment_method_token. Optionally filter by event_type or control ordering; max 100 events per page. - **get_single_spreedly_payment_method_event_by_id** — Get a specific Spreedly payment method event by its token. Returns: token, event_type, state, created_at, payment_method_key, event_data, message, request_id. Required: id. - **list_all_spreedly_payment_method_transactions** — List transactions executed against a specific Spreedly payment method in ordered, paginated form. Returns: token, succeeded, amount, currency_code, message, order_id, payment_method, and gateway_transaction_id per transaction. Required: payment_method_token. - **get_single_spreedly_payment_by_id** — Get a Spreedly payment by its token. A payment represents a collection of transaction attempts made against one or more gateways during a Recover transaction. Returns: token, gateway_tokens, attempts, mode, custom_error_used, override_default_error_codes, created_at, updated_at, stats, and transactions. Required: id. - **list_all_spreedly_protection_events** — List all Spreedly protection events in the environment, ordered and paginated. Returns: token, state, succeeded, fraud_decision, created_at, updated_at, amount, currency_code, and email, along with full fraud check and 3DS authentication details. Max 100 records per page. - **get_single_spreedly_protection_event_by_id** — Get a single Spreedly protection check event by token. Returns: token, state, succeeded, fraud_decision, created_at, updated_at, amount, currency_code, email, ip, transaction_type, vendor_response, and full 3DS authentication details. Required: id. - **create_a_spreedly_protection_provider** — Create a Protection Provider on a spreedly Merchant Profile for use in authorize, purchase, and verify transactions. Returns: token, type, three_ds_enabled, created_at, updated_at, and registered per-card-brand details. Required: merchant_profile_token, merchant_profile_key, type, and at least one card type object (visa, mastercard, amex, discover, diners, jcb, dankort, union_pay, or cartes_bancaires). - **get_single_spreedly_protection_provider_by_id** — Get a spreedly Protection Provider by its token. Returns: token, type, three_ds_enabled, created_at, updated_at, and registered per-card-brand details (visa, mastercard, amex, discover, diners, jcb, dankort, union_pay, cartes_bancaires). Required: id. - **create_a_spreedly_purchase** — Create a purchase transaction in Spreedly by charging a payment method at a specified gateway. Returns: token, succeeded, message, amount, currency_code, gateway_transaction_id, response, and payment_method. Required: gateway_token, amount, currency_code, and one of payment_method_token, credit_card, bank_account, apple_pay, google_pay, or sca_authentication_token. - **create_a_spreedly_receiver** — Create a spreedly receiver for use in payment method distribution. Returns: token, receiver_type, state, hostnames, credentials, company_name, created_at, updated_at. Required: receiver_type. - **list_all_spreedly_receivers** — List all spreedly receivers in the authenticated environment in paginated, ordered fashion. Returns per receiver: token, receiver_type, state, hostnames, credentials, company_name, created_at, updated_at. - **update_a_spreedly_receiver_by_id** — Redact a spreedly receiver by id, stripping its sensitive credentials and making it inactive. Returns: token, receiver_type, state, hostnames, credentials, company_name, created_at, updated_at. Required: id. - **get_single_spreedly_receiver_by_id** — Get a single spreedly receiver by id. Returns: token, receiver_type, state, hostnames, credentials, company_name, created_at, updated_at. Required: id. - **create_a_spreedly_sca_authentication** — Create a Spreedly SCA (3DS2) authentication for a payment method and amount. Returns: token, succeeded, state, message, transaction_type, sca_provider_key, three_ds_version, flow_performed, ecommerce_indicator, authentication_value, authentication_response_status, directory_response_status. Required: transaction.payment_method_token, transaction.browser_info. - **create_a_spreedly_sca_provider** — Create a Spreedly SCA Provider on a given merchant profile for use in 3DS2 Global authentications. Returns: token, type, sandbox, created_at, updated_at, and per-brand card configuration objects (visa, mastercard, amex, discover). Required: merchant_profile_token, merchant_profile_key, type. At least one card type object (visa, mastercard, amex, or discover) must be included in the request body. - **get_single_spreedly_sca_provider_by_id** — Get a Spreedly SCA Provider by its token. Returns: token, type, sandbox, created_at, updated_at, and per-brand card configuration objects (visa, mastercard, amex, discover). Required: id. - **create_a_spreedly_sub_merchant** — Create a sub-merchant in Spreedly. Returns the created sub-merchant object including token, name, environment_key, organization_key, merchant_email, address, merchant_data, metadata, created_at, and updated_at. Required: name, environment_key. - **list_all_spreedly_sub_merchants** — List all sub-merchants in a Spreedly organization, returned in ordered, paginated form. Returns: token, name, environment_key, organization_key, merchant_email, address, merchant_data, created_at, updated_at per record. - **get_single_spreedly_sub_merchant_by_id** — Get a single Spreedly sub-merchant by its token. Returns: token, name, environment_key, organization_key, merchant_url, merchant_email, merchant_data, address, metadata, created_at, updated_at. Required: id. - **update_a_spreedly_sub_merchant_by_id** — Update an existing Spreedly sub-merchant by its token. Returns the updated sub-merchant object including token, name, environment_key, organization_key, merchant_email, address, merchant_data, metadata, created_at, and updated_at. Required: id. - **list_all_spreedly_supported_gateways** — List all payment gateways supported by Spreedly along with their properties, credentials, and capabilities. Returns: name, gateway_type, auth_modes, characteristics, payment_methods, supported_countries, supported_cardtypes, regions, homepage, company_name, display_api_url, gateway_settings, and gateway_specific_fields. - **create_a_spreedly_gateway_redaction** — Redact a Spreedly gateway by its gateway_token, permanently removing sensitive credentials from the environment and setting the gateway state to redacted. Returns the updated gateway object including token, gateway_type, state, description, sandbox, created_at, and updated_at. Required: gateway_token. - **create_a_spreedly_gateway_retention** — Retain a spreedly gateway to prevent it from being automatically redacted, marking it as permanently kept in the environment. Returns: token, gateway_type, description, sandbox. Required: gateway_token. - **list_all_spreedly_supported_receivers** — List all payment method distribution receivers supported by Spreedly. Returns: name, receiver_type, hostnames, company_name for each receiver. No authentication required. - **create_a_spreedly_receiver_redaction** — Redact a Spreedly receiver, permanently marking it as no longer available for payment method delivery. Returns the updated receiver object including token, state (set to `redacted`), receiver_type, company_name, hostnames, credentials, created_at, and updated_at. Required: receiver_token. - **create_a_spreedly_certificate_generation** — Generate a new X.509 certificate in Spreedly for use with receivers requiring WS-Security Binary Security Token authentication or Apple Pay payment processing. Returns the generated certificate object including its token, which can be referenced in Spreedly receiver template functions. - **create_a_spreedly_signing_secret_regeneration** — Regenerate the signing secret for a Spreedly environment; the previous signing secret is immediately invalidated and your application must be updated with the new value. Returns the updated environment object including key, signing_secret, name, organization_key, callback_url, smart_routing_enabled, and other environment settings. Required: environment_key. - **create_a_spreedly_payment_method_retention** — Retain a Spreedly payment method in the vault, preventing it from expiring or being automatically removed. Returns the resulting transaction object including token, transaction_type, state, succeeded, message, and created_at. Required: payment_method_token. - **create_a_spreedly_payment_method_recach** — Create a recache for a Spreedly payment method, re-submitting sensitive data (such as CVV) for an already-stored payment method token. Returns a transaction object including token, transaction_type, state, succeeded, message, created_at, and updated_at. Required: payment_method_token. - **create_a_spreedly_payment_method_delivery** — Create a payment method delivery in Spreedly, forwarding a tokenized payment method to a named receiver endpoint in real time. Returns: token, transaction_type, state, succeeded, message, created_at, updated_at, url, callback_url, receiver. Required: receiver_token. - **create_a_spreedly_payment_method_export** — Create a Spreedly batch payment method export job that asynchronously delivers card data to an SFTP receiver. Returns: token, state, succeeded, payment_methods_submitted, url, callback_url, and receiver. The initial response has state `pending`; the final transaction state is POSTed to callback_url when complete. Required: payment_method_tokens, url, callback_url, body. - **list_all_spreedly_all_payment_method_events** — List payment method events from Spreedly. Returns: token for each event record. Pagination is cursor-based; Truto advances the cursor automatically. - **create_a_spreedly_store** — Create a store transaction in spreedly to vault a payment method on a specific gateway. Returns the resulting transaction object including token, succeeded, transaction_type, state, network_transaction_id, and payment_method. Required: gateway_token, payment_method_token. - **create_a_spreedly_authorization** — Create a Spreedly authorization transaction against a gateway, reserving funds on a payment method without capturing them. Returns: token, transaction_type, succeeded, state, amount, currency_code. Required: gateway_token, payment_method_token, amount, currency_code. - **create_a_spreedly_verification** — Create a verification transaction against a Spreedly gateway. Returns: amount, currency. Required: gateway_token. - **create_a_spreedly_reference_purchase** — Create a reference purchase transaction in Spreedly, reusing the payment method from a previous successful transaction on a specified gateway. Returns: network_tokenization (provisioned, attempted, token_status, token_reference) and transaction_metadata. Required: gateway_token, amount. - **create_a_spreedly_capture** — Create a capture transaction in Spreedly to collect funds from a previously authorized transaction. Returns: token, succeeded, state, transaction_type, amount, currency_code, created_at, message. Required: transaction_token. - **create_a_spreedly_refund** — Create a credit (refund) against a previously captured transaction in Spreedly. Returns the resulting transaction including token, transaction_type, succeeded, message, amount, currency_code, and payment_method details. Required: transaction_token. - **create_a_spreedly_void** — Create a void transaction in Spreedly against an existing transaction. Returns the resulting void transaction object including token, transaction_type, succeeded, state, and message. Required: transaction_token. - **create_a_spreedly_transaction_completion** — Complete a pending spreedly transaction by its transaction_token, moving it from an intermediate gateway state to a final state. The transaction must not already be in a terminal state (succeeded, failed, or gateway_setup_failed). Returns the completed transaction object including token, state, and message. Required: transaction_token. - **create_a_spreedly_transaction_confirmation** — Confirm a pending Spreedly transaction to finalize payment processing. Returns the updated transaction object including token, transaction_type, state, and succeeded. Required: transaction_token. - **create_a_spreedly_composer_purchase** — Create a Spreedly Composer purchase transaction that packages Authorize and Capture into a single request routed through the specified workflow. Returns the transaction including attempt_3dsecure and a full payment_method object with token, card_type, last_four_digits, fingerprint, and extensive billing and shipping details. Required: workflow_token, payment_method_token, amount, currency_code. - **create_a_spreedly_composer_authorization** — Create a Spreedly Composer authorization by routing an authorization request to the gateway configured in a given workflow. Returns: attempt_3dsecure and payment_method (including token, card_type, last_four_digits, first_six_digits, full_name, and billing/shipping address details). Required: workflow_token. - **create_a_spreedly_composer_verification** — Verify whether a Spreedly payment method is a chargeable card using a Composer workflow. Returns: token, attempt_3dsecure, and payment_method (including card_type, last_four_digits, storage_state, and billing address fields). Required: workflow_token, payment_method_token. ## How it works 1. **Link your customer's Spreedly account.** Use Truto's frontend SDK; we handle every OAuth and API key flow so you don't need to create the OAuth app. 2. **Authentication is automatic.** Truto refreshes tokens, stores credentials securely, and injects them into every API request. 3. **Call Truto's API to reach Spreedly.** The Proxy API is a 1-to-1 mapping of the Spreedly API. 4. **Get a unified response format.** Every response uses a single shape, with cursor-based pagination and data in the `result` field. ## Use cases - **Embed multi-gateway subscription billing** — Let your SaaS users run recurring charges through their own Spreedly vault so they can route payments across multiple gateways (Stripe, Adyen, Braintree) without you building each integration directly. - **Unify payment reconciliation across gateways** — Pull normalized transaction and gateway data from each customer's Spreedly account into your finance, accounting, or revenue analytics product without mapping disparate gateway schemas. - **Automate card lifecycle for dunning workflows** — Trigger account updater inquiries and network token lookups inside your billing or retention product to refresh expiring cards before charges run, reducing involuntary churn for your users. - **Power secure payment forwarding for vertical SaaS** — For travel, ticketing, or hospitality platforms, deliver vaulted card data from your customer's Spreedly account to third-party receivers (airlines, hotel PMS) without your product ever touching raw PCI data. - **Enrich fraud and risk models with payment signals** — Ingest protection events, 3DS authentication results, and payment method events from your customer's Spreedly into your fraud detection, risk scoring, or chargeback prevention SaaS. ## What you can build - **Multi-gateway purchase orchestration** — Execute purchases, authorizations, captures, refunds, and voids through your customer's configured Spreedly gateways from inside your product. - **Composer-based smart checkout flows** — Ship a checkout module that bundles 3DS authentication, authorization, and capture into single composer purchase or verification requests. - **Gateway provisioning and credential management** — Let your users add, update, redact, or rotate gateway credentials directly from your UI by programmatically managing Spreedly gateway objects. - **Account updater and card refresh automation** — Schedule card refresher inquiries before billing cycles and surface network token status to keep payment methods current and authorization rates high. - **Sub-merchant and merchant profile management** — Provision sub-merchants and assign merchant profiles with custom 3DS and protection configurations for multi-tenant platforms and marketplaces. - **Secure payment delivery to third-party receivers** — Configure receivers and trigger payment method deliveries to forward tokenized card data to external endpoints like airlines, hotels, or fraud providers. ## FAQs ### How do end users authenticate their Spreedly account? Spreedly uses API credentials (environment key and access secret) scoped to a specific environment. Your users provide these credentials once during connection, and Truto manages the auth header injection on every request. ### Which Spreedly operations are supported out of the box? Truto exposes the full transaction lifecycle (purchase, authorize, capture, refund, void, verify, store), gateway and receiver management, sub-merchants and merchant profiles, certificates, access secrets, environments, card refresher inquiries, network tokens, SCA, protection events, and exports. ### Can we pull historical transactions for reconciliation? Yes. You can list transactions, gateway transactions, payment method transactions, events, payment method events, and protection events. For bulk historical pulls, you can also create a Spreedly export to retrieve large datasets asynchronously. ### How does Truto handle pagination across Spreedly list endpoints? Spreedly uses cursor-based pagination via since_token on its list endpoints. Truto normalizes this so you can iterate through transactions, events, gateways, and other collections without managing cursors manually. ### Does Truto support Spreedly's sandbox and production environments? Yes. Spreedly credentials are environment-scoped, so your users can connect either their sandbox or production environment. You can also list and create environments programmatically via the supported environment endpoints. ### Are we ever exposed to raw PCI card data? No. All sensitive card data stays inside Spreedly's PCI-compliant vault. Your product and Truto only ever handle payment method tokens, and deliveries to third-party receivers are executed entirely server-side by Spreedly. ## Related reading - [Connect Spreedly to Claude: Orchestrate Global Payments and Vaulting](https://truto.one/blog/connect-spreedly-to-claude-orchestrate-global-payments-and-vaulting/) — Learn how to connect Spreedly to Claude using a managed MCP server. Automate global payments, card vaulting, and multi-gateway routing using AI tool calling. - [Connect Spreedly to ChatGPT: Manage Payment Gateways and Transactions](https://truto.one/blog/connect-spreedly-to-chatgpt-manage-payment-gateways-and-transactions/) — Learn how to connect Spreedly to ChatGPT using Truto's managed MCP server. Automate payment gateway provisioning, transaction tracking, and SCA workflows. - [Connect Spreedly to AI Agents: Automate SCA and Card Distribution](https://truto.one/blog/connect-spreedly-to-ai-agents-automate-sca-and-card-distribution/) — Learn how to connect Spreedly to AI Agents using Truto's tools endpoint to automate payment gateways, 3DS2 SCA authentication, and card token distribution.